The world’s first fully AI-powered digital bank, trust, and insurance provider, delivering secure, scalable solutions through a single trust structure.

The world’s first fully AI-powered digital bank, trust, and insurance provider, delivering secure, scalable solutions through a single trust structure.

Your AI-driven financial
image partner

IN PARTNERSHIP WITH

Daniel Zakharov
/CEO
Oliver Kol
/CTO
Dr. Grygoriy Bakalor
/CMO
John Smith
/CEO
John Smith
/CEO
John Smith
/CEO
JOIN
/THE TEAM

Other humans
wo®k here.

BUBURUZA HAS OFFICES IN 5 COUNTRIES
BUT THE REAL WORK GETS DONE
WITH NO PEOPLE AT ALL

What exactly is it then

Our AI-driven platform delivers 24/7 error-free services in any language, providing personalized solutions like multi-currency accounts, loans, wealth management, and digital assetcustody. By eliminating human staff, we minimize costs and distribute benefits via the BUBURUZA Token and affiliation program, fostering a transparent, community-driven financial ecosystem.

Discover our vision

Buburuza is an AI-powered bank, trust, and insurance provider.

Launched in 2025, we operate under a single trust structure, uniting clients— individuals, businesses, and high-net-worth participants —under a secure, scalable framework.

Comprehensive
financial solutions.

For individuals.

  • Multi-currency trust accounts with our own: USDb, aedb, cnyb

  • AI-optimized wealth management

  • Personal loans

  • BUBURUZA Debit Card with cashback for Plus, Premium, and Supreme clients

  • Secure digital asset custody and escrow services (Premium/Supreme)

  • Incomplete business models

For business.

  • Trust accounts with IBANs and SWIFT code

  • Global payroll and invoice payments with stablecoins

  • SPVs for Premium and Supreme clients

  • Wealth management and insurance options

  • Escrow services

  • Business loans

For high-net-worth clients.

  • Investment banking

  • Bank-class digital asset custody

  • Luxury services (private jets, real estate) for Supreme clients

  • SPVs for complex assets

  • Third-party insurance custody

  • Fixed deposit and DeFi staking

Stable©oins

& Tokens.

40+

Traditional and
Digital Assets

Synthetic stablecoins (USDb, AEDb, CNYb) are blockchain-based, marked 1:1 to fiat, backed by reserves for stability, offering interest and supporting trade.

The BUBURUZA Token represents 100% profits, earned via affiliation (5% direct, 3% Level 2, 2% Level 3), debit card cashback (2.5% Plus, 4% Premium/Supreme), and buyback-and-burn, used for DAO voting and staking.

Be part of the future of AI-driven banking.

The BUBURUZA Token represents 100% profits, earned via affiliation (5% direct, 3% Level 2, 2% Level 3), debit card cashback (2.5% Plus, 4% Premium/Supreme), and buyback-and-burn, used for DAO voting and staking.

We are regulated in

🇪🇺

European Union

Regulating body

MiCA

🇦🇪

United Arab Emirates

Regulating body

DIFC

🇿🇦

Africa

Regulating body

ReUnion of Comoros Offshore
Finance Authority

🇨🇦

Canada

Regulating body

FINTRAC

Frequently asked
questions.

Why Buburuza bank?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

How does Buburuza bank function as a trust trustee?

BUBURUZA BANK operates as the trustee of a single, unified trust structure, where every client becomes both a settlor and a beneficiary. Client assets—cash, digital currencies, real estate, investments—are managed collectively under strict fiduciary duty, recorded immutably on blockchain. All trust instructions, from transfers to investments, are executed automatically via smart contracts, ensuring privacy, transparency, and legal protection without human intervention. Clients retain full control through biometric approvals and DAO governance, creating a seamless and secure trust environment.

What services are offered?

BUBURUZA BANK offers a complete ecosystem of financial services, including multi-currency trust accounts with IBANs and SWIFT access, AI-driven wealth management, instant personal and business loans, digital asset custody, escrow solutions, and integrated insurance. Premium services include VIP concierge, private equity syndicates, and the ability to structure personal Special Purpose Vehicles (SPVs) for asset protection and investment. All services are delivered 24/7 via the Telegram app or web platform, with real-time AI automation ensuring speed, security, and global accessibility.

How do I open a trust account as a beneficiary?

Opening a trust account with BUBURUZA BANK takes just minutes and is fully automated. Simply access the platform through the Telegram app or BUBURUZA-BANK.io, complete a biometric KYC verification (facial scan, fingerprint, or voice), and secure your account with a password and 2FA. Upon setup, you’ll receive a multi-currency trust account with IBANs and SWIFT access, along with a 12-word seed phrase for secure recovery. No minimum deposit is required—your account is activated and ready for global financial services immediately.

Why Buburuza bank?

How does Buburuza bank function as a trust trustee?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

What services are offered?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

How do I open a trust account as a beneficiary?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

Why Buburuza bank?

How does Buburuza bank function as a trust trustee?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

What services are offered?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

How do I open a trust account as a beneficiary?

BUBURUZA BANK is the world’s first fully AI-powered digital private bank and trust institution, designed to deliver innovative, secure, and efficient financial solutions globally. It offers a wide range of services, including retail and investment banking, trust management, and insurance, accessible 24/7 through the Telegram app or the web platform at BUBURUZA-BANK.io, supporting clients in their native languages for inclusivity and convenience.

Security with blockchain
transparency, biometric
authentication

Why choose
Buburuza Bank?

Global reach with instant
stablecoin payments,
multilingual support